Pricing
One rate, and that rate is the whole price
We take a percentage of what you're actually paid — nothing until the money lands, and no extra for gas or per transaction. Pass that fee to your customer and you pay nothing to accept.
Standard
per paid invoice
One flat rate, whatever you sell. Sign up and accept the same day — no minimum, no approvals.
Get startedEnterprise
High volumeon request
Higher volume, lower rate. Arranged directly, on request.
Talk to usWithdrawals carry no Paymos commission to any whitelisted wallet — you pay only a reduced network fee.
What's included
Everything you need to accept crypto — on the one rate
Networks & assets
- All 13 networks
- USDT, USDC, USD1, DAI + gold-backed XAUT
- Customers pay stablecoins — never the native coin
- 40+ invoicing currencies
Ways to get paid
- Hosted checkout page
- Embedded checkout — buyer never leaves your page
- Payment links — no code
- Widget SDK, Terminal & CMS plugins
Settlement & payouts
- Withdraw on request — 0 Paymos commission
- Mass payouts to your whitelist
- Paid out in the same token
- Funds in MPC custody (2-of-3)
Developer experience
- One REST call to create an invoice
- Idempotent via external_order_id
- Signed webhooks (HMAC-SHA256, retries)
- Sandbox + live on one API
What you don't pay
The line items card processors bury — and you never see here
No platform fees
- Setup or onboarding fee
- Monthly or platform fee
- Reserve or rolling reserve
- Paymos withdrawal commission
No payment penalties
- Chargebacks — crypto is final
- Fee on unpaid invoices
- Fee on expired or declined
- Per-transaction surcharge
No hidden markups
- Markup on network costs
- FX or conversion fee
- Per-API-call charge
- Inflated exchange rate
No lock-in
- Long-term contract
- Per-seat or per-project charge
- Approval queue to withdraw
- PCI scope — we never touch cards
How the rate is calculated
The more you process, the less you pay
Everyone starts at 1.0%. If you already accept crypto, share your processing volume from your current provider, and we'll set a reduced rate on request.
Frequently asked
Pricing questions, answered straight
Are there any hidden fees?
No. The 1.0% is everything on the payment side — no conversion loss, no transfer or consolidation fee, no reserve, no markup on network costs. Withdrawals carry no Paymos commission — only a reduced network fee. The rate is the whole price on the payment side.
When does my rate get lowered?
There's no fixed cutoff. The rate steps down as your volume grows, toward a 0.3% floor — and if you arrive already high-volume, ask and we'll set you up at 0.3% from day one. We reply within one business day.
Can my customer pay the fee instead of me?
Yes. Each project has a customer-fee setting — turn it on and the customer pays the fee on top of your price. Set it to 100% and the customer covers all of it: you receive your full price and pay Paymos nothing.
What about declined or expired invoices?
No fee. We only charge on invoices that were paid and accepted into your balance.
Are refunds possible?
Not through the gateway — crypto payments are final by design. To return funds, send a payout from your balance.
Do I pay network fees?
No — on the acceptance side we cover the network gas when funds are gathered in, inside the 1.0%. On withdrawal there's no Paymos commission; you pay only a reduced, subsidised network fee.
What currency is the fee taken in?
The same token the invoice was paid in. If a customer pays 100 USDT, we keep 1.00 USDT and your balance shows 99.00 USDT.
Is there a minimum invoice amount?
It depends on the network — invoices too small to be worth the network cost are blocked. The exact thresholds are in the docs and shown in the dashboard when you build an invoice.
Get started
Ready to start?
No password — a sign-in link by email.
High volume? Talk to us on Telegram or email — we'll set your rate.