Bill for delivered work without arguing it later
Agencies, consultants, VPN and hosting providers take USDT or USDC straight to their own wallet. The payment is final the moment it confirms — no "the work wasn't what I expected" reversal, no high-risk underwriting, no processor holding your revenue in a reserve.
Why service businesses fit card rails badly
A service is whatever the buyer later says it was
"The design missed the brief." "The consultant under-delivered." "My VPN was slow on Tuesday." Quality is subjective, and on a subjective-quality dispute the card network leans toward the cardholder — so the work ships, then the charge reverses weeks later, and a per-dispute fee lands on top. That risk is priced in well before the first invoice: new service merchants sit behind a held-back reserve, and VPN, proxy, and hosting providers get underwritten as high-risk or declined outright. A stablecoin payment closes differently. Once it confirms on-chain it's final — no dispute window, no reserve held against your balance, no "your account is under review" email freezing your revenue.
What you get
Built for how service businesses actually invoice
One rail covers renewal billing, project invoices, retainers, and cross-border B2B engagements — no high-risk underwriting, no held-back reserve, no international wire chain in the middle.
Renewals without a card on file
VPN seats, server rentals, hosting plans, monthly retainers — your billing system issues each cycle's invoice and the client clears it from their wallet. Nothing is pulled automatically; every renewal is the customer's own action. So there's no stored card to expire, no failed-renewal chase, and no churn the week an issuing bank reissues a customer's card.
No reserve sitting on your cash
A card processor parks new service merchants behind a held-back reserve and can widen it the moment your dispute rate twitches. Paymos settles on confirmation: the invoice clears, the balance shows to your Paymos balance, and you withdraw on your own timing. No reserve, no "pending" limbo, no payout calendar deciding when your money becomes yours.
Cross-border B2B, paid in one hop
For an enterprise engagement, generate a Payment Link or fire the invoice over the REST API from whatever tool you already run. The client pays a dollar stablecoin from any wallet and your receivable closes on the signed webhook. No correspondent-bank wire chain, no per-transfer ACH fee, no exchange-rate markup on a payment from São Paulo or Lagos — you receive the exact stablecoin you priced in.
Delivered work stays paid
"It didn't meet my expectations" is the costliest sentence in card processing — it can force a refund past any contract, scope doc, or signed sign-off. Settle in a stablecoin and the sentence has nowhere to land: the payment is final on confirmation, there's no services-not-rendered reversal, and no per-dispute fee chipping at margin as volume grows.
Pick your service shape
Sub-niches we settle today
An agency bills nothing like a VPN provider; a translator nothing like a CDN. Open the model closest to yours — each page works through that vertical's own billing pattern, integration path, and day-2 operations.
Freelance platforms
Cross-border contractor invoices settle in minutes — no marketplace cut, no exchange-rate loss on what you're owed.
Agencies
Retainers and milestone billing for a global client roster — each receivable closes on the webhook.
Consulting
Hourly invoices, packaged engagements, expert-call billing — paid in full, with no reserve to wait on.
VPN & hosting
High-risk on card rails — billed like any other vertical here, each cycle's seats invoiced on schedule.
Domain registrar
WHMCS-native billing for registrars — bulk renewals and reseller invoices on the same plugin.
Web hosting
Shared, VPS, and reseller plans — no fixed per-charge floor crushing a low-priced renewal.
Dedicated servers
Bare-metal rentals, GPU rigs, and colocation — high-ticket, cross-border, and irreversible once paid.
CDN services
Bandwidth-metered billing, edge add-ons, and enterprise commit invoices on one rail.
Email hosting
Mailbox seats and tiered plans renewed each cycle — the way privacy buyers prefer to pay.
Proxy services
Residential, datacenter, and mobile pools — a category card processors decline, settled here like any other.
Translation services
Per-word, per-project, and certified work — translators withdraw the same day they're paid.
Marketing & ads
Performance retainers, ad-spend pass-through, and milestones tied to attribution.
Lead generation
Per-lead pricing and monthly performance invoices for a worldwide buyer base — final the moment it clears.
What's inside
Everything a service business needs
Service billing flows
- Per-cycle renewal invoices
- Project-based invoicing
- Retainer and milestone billing
- Enterprise invoices via Payment Links
B2B integrations
- WHMCS plugin for hosting and reseller billing
- REST API to close receivables anywhere
- Payment Links you paste into any tool
- Embedded checkout on your client portal
Supported assets
- USDT, USDC, USD1, and DAI accepted
- Client picks the token at checkout
- Client picks the network at checkout
- XAUT for gold-denominated retainers
Operations
- HMAC-SHA256 signed webhooks
- Idempotent on your external_order_id
- Sandbox identical to production
- Withdraw to any whitelisted wallet
Other categories
Explore other Paymos solutions
Pricing
1.0% per settled invoice, all-in. No high-risk surcharge, no held-back reserve
The same rate carries a $50 task and a $50,000 retainer, and we cover the network gas inside it. High-volume providers move to 0.3% on request. A card processor charges around 2.9% + $0.30 before a single chargeback — and specialist high-risk acquirers for VPN, proxy, and hosting land closer to 4–7% all-in, with a held-back reserve on top.
See pricing