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Accept stablecoin payments with Paymos

Choose how customers pay while every surface uses the same invoice, confirmation, balance, and withdrawal model.

What is the Paymos stablecoin payment gateway?

Paymos is a stablecoin payment gateway for businesses that need to accept blockchain payments without forcing conversion to fiat, BTC, or ETH. Customers pay an invoice in a supported asset and network; the merchant receives the same asset in its Paymos balance and can withdraw it to a whitelisted wallet.

How a stablecoin payment moves through Paymos

  1. 01

    Create an invoice

    Create it from the dashboard, a payment link, a CMS plugin, Low-Code SDK, POS Terminal, or the Host-to-Host API.

  2. 02

    Confirm onchain

    The customer sends a supported asset. Paymos applies a confirmation policy based on the network and payment amount.

  3. 03

    Settle and withdraw

    The accepted asset remains in the merchant balance without forced conversion. Withdrawals go to a whitelisted address on a supported route.

Products

8 items

Hosted Checkout

Hosted Checkout

Send customers to a Paymos-hosted checkout with your project branding. A signed webhook confirms the invoice.

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Embedded Checkout

Embedded Checkout

Keep checkout inside your site. The embedded page preserves your brand and reports confirmation through the invoice API.

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Payment Links

Payment Links

Create a fixed invoice in the dashboard and send its hosted link by email or messenger. No API integration required.

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Low-Code SDK

Low-Code SDK

Add the Paymos script once and place a configurable payment button where customers choose the amount.

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Terminal

Terminal

Enter the sale amount on any browser-based device, show the QR code, and receive confirmation on screen.

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Telegram Checkout

Telegram Checkout

The project's invoice link opens the Paymos bot, where the payer chooses asset and network and pays without leaving Telegram.

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Payment channels

Payment channels

One permanent deposit address per network for a single customer, opened against the id you already use for them.

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Host-to-Host API

Host-to-Host API

Create invoices across 13 blockchain networks through REST and reconcile them with HMAC-SHA256 webhooks.

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CMS plugins

8 items

WooCommerce

WooCommerce

Adds stablecoin checkout to WooCommerce and advances the order the moment the payment confirms.

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WHMCS

WHMCS

Creates a stablecoin invoice for each WHMCS bill and updates the service after confirmation. Renewals remain invoice-based.

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OpenCart

OpenCart

Adds stablecoin payment to OpenCart 4 and updates the order after the confirmation webhook.

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Easy Digital Downloads

Easy Digital Downloads

Confirms the stablecoin invoice before Easy Digital Downloads releases the file or license key.

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CS-Cart

CS-Cart

Adds stablecoin checkout to CS-Cart and Multi-Vendor with order status updates from signed webhooks.

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PrestaShop

PrestaShop

Adds stablecoin payment to PrestaShop 1.7.6 and later with the same invoice and webhook flow as the Paymos API.

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Magento 2

Magento 2

Adds stablecoin checkout to Magento 2 and updates the order when the invoice confirms.

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Shopware 6

Shopware 6

Adds stablecoin payment to Shopware 6.5, 6.6 and 6.7 and returns confirmation to the order workflow.

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What stays consistent across every integration

Five settlement assets

USDT, USDC, USD1, DAI, and gold-backed XAUT are available across 13 supported mainnet networks. XAUT is not a stablecoin.

Review supported assets

Managed custody controls

Paymos signs withdrawals on isolated infrastructure and sends them only to merchant-controlled, whitelisted addresses.

How Paymos operates

Disclosed processing rate

The standard rate is 1.0% per settled invoice; Enterprise is 0.3% on request. There is no setup fee, monthly platform fee, or forced conversion spread.

See pricing

Route-specific withdrawals

Paymos charges no processing commission on withdrawals. A disclosed subsidized network fee and minimum can apply to the selected asset and network pair.

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Stablecoin gateway questions

Which integration should a business choose?

Use Payment Links for manual sales, Hosted Checkout for a ready payment page, Embedded Checkout or Low-Code SDK to keep the flow on your site, a CMS plugin for a supported store, POS Terminal for in-person payment, or Host-to-Host for a custom backend.

Does Paymos convert a payment before settlement?

No. Merchant settlement remains in the accepted asset. Paymos does not force an internal conversion to fiat, BTC, ETH, or another stablecoin.

Is every payment confirmed in the same time?

No. Confirmation policy depends on the network, amount, and current blockchain conditions. Small payments can require fewer confirmations than larger payments.

When is Paymos not the right fit?

Paymos is not a card processor, does not accept native gas assets as invoice payment, and does not provide automatic wallet charging. A new invoice still requires the customer to authorize each payment.

Choose the payment surface, then verify the economics

Start with the integration that matches your checkout, then review the canonical pricing and supported network routes before going live.

Review pricing Back to crypto payment gateway overview