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Take the direct travel booking, keep the OTA's cut

The traveller pays at your own crypto checkout in USDT or USDC to your Paymos balance, off Booking.com and Expedia, where commission runs 15% to 25% of the room rate. The booking is final the moment the guest pays — no peak-season reserve sitting on your cash, no cross-currency margin on an overseas card, and no dispute opened after the trip is already taken.

Take the direct travel booking, keep the OTA's cut

Why travel pays twice

The OTA takes a fifth, then the card rail takes the dispute risk

List on Booking.com and the commission runs 15% to 25% of the room rate; Expedia sits in the same band. Move the guest to a direct card payment and the acquirer prices travel as high-dispute: peak-season reserves on your float, a cross-border surcharge when the card is issued abroad, a fraud flag on a big-ticket booking from outside the cardholder's country. A stablecoin payment lands whole to your Paymos balance and is final the moment the guest signs the transfer — the dispute window is shut before they board.

What you get

Built for how travel actually sells

One backend covers one-shot ticket purchases, deposit-plus-balance flows, security deposits taken as real payments, and B2B agent net-30 invoicing — the asset settles in the same token the traveller paid, to your Paymos balance. No per-jurisdiction acquiring contract, no platform standing between you and the booking.

Final on confirmation — no dispute after the trip

Card travel runs into late chargebacks — cancellation regret, friendly fraud, a flag on a card-not-present booking. Once the guest signs the stablecoin transfer and it confirms on-chain, there is no chargeback to lose. A refund is yours to grant under your own cancellation policy, on your timeline, not the issuer's dispute clock.

No peak-season reserve on your float

High-risk acquirers keep a reserve against travel merchants — often three to six months of takings — and the worst hold lands going into peak season, when working capital matters most. Paymos credits your Paymos balance as each booking confirms. There is nothing held back and no release schedule to chase.

Overseas bookers, no cross-currency margin

A card issued abroad carries a cross-border surcharge — Stripe adds 1.5% on an international card, plus 1% when it converts the currency — real cost when the booker is in Berlin and your acquiring is in São Paulo. USDT, USDC, USD1, and DAI hold the same dollar value in any wallet, so a guest in Argentina, Nigeria, or Vietnam pays the sticker price with no conversion spread and no country-mismatch decline. Prefer to settle in gold? XAUT is gold-backed, one token to one troy ounce.

Loyalty and timeshare renewals, no card on file

For repeat bookers — corporate travel desks, timeshare members, loyalty tiers — each cycle issues a renewal invoice the customer pays from their own wallet. Nothing is auto-charged and no card sits on file, so there is no expiry, no 3DS step-up per renewal, and no involuntary churn when a card rotates.

What's inside

Everything a travel payment team needs

Booking primitives

  • One-shot ticket and accommodation invoices
  • Deposit-plus-balance multi-stage flows
  • Refundable security-deposit payments
  • Loyalty and timeshare renewals as customer-paid invoices

Channel integrations

  • PMS and channel managers via the server-side API
  • GDS-adjacent flight booking platforms
  • Direct booking sites and embedded widgets
  • Agency CRMs via Payment Links and webhooks

Supported assets

  • USDT, USDC, USD1, DAI, XAUT
  • Invoices in 46 fiat currencies, paid in the stablecoin equivalent
  • Multiple networks at customer choice
  • Customer pays in the asset and chain they already hold

Operations

  • HMAC-SHA256 signed booking webhooks
  • Idempotent via external_order_id
  • Rehearse in Sandbox, then create live credentials
  • Refunds governed by your cancellation policy

Pricing

1.0% per settled booking. No peak-season surcharge, no reserve to release

Same rate on the $99 short-haul ticket and the $80,000 bespoke cruise — gas covered inside it, charged only when a booking is paid, with no high-risk markup and no per-jurisdiction acquiring contract. 0.3% is the lower rate, granted on booking volume and the average ticket — ask from the first booking. Getting the season's takings out is priced the same: a subsidised network fee, and no commission to Paymos for the withdrawal.

See pricing

Own the booking, the cut, and the cash it settles