Take the direct booking, keep the OTA's cut
The traveller pays in USDT or USDC to your Paymos balance, off Booking.com and Expedia, where commission runs 15% to 25% of the room rate. The booking is final the moment the guest pays — no peak-season reserve sitting on your cash, no cross-currency margin on an overseas card, and no dispute opened after the trip is already taken.
Why travel pays twice
The OTA takes a fifth, then the card rail takes the dispute risk
List on Booking.com and the commission runs 15% to 25% of the room rate; Expedia sits in the same band. Move the guest to a direct card payment and the acquirer prices travel as high-dispute: peak-season reserves on your float, a cross-border surcharge when the card is issued abroad, a fraud flag on a big-ticket booking from outside the cardholder's country. A stablecoin payment lands whole to your Paymos balance and is final the moment the guest signs the transfer — the dispute window is shut before they board.
What you get
Built for how travel actually sells
One backend covers one-shot ticket purchases, deposit-plus-balance flows, wallet-held security deposits, and B2B agent net-30 invoicing — the asset settles in the same token the traveller paid, to your Paymos balance. No per-jurisdiction acquiring contract, no platform standing between you and the booking.
Final on confirmation — no dispute after the trip
Card travel runs into late chargebacks — cancellation regret, friendly fraud, a flag on a card-not-present booking. Once the guest signs the stablecoin transfer and it confirms on-chain, there is no chargeback to lose. A refund is yours to grant under your own cancellation policy, on your timeline, not the issuer's dispute clock.
No peak-season reserve on your float
High-risk acquirers keep a reserve against travel merchants — often three to six months of takings — and the worst hold lands going into peak season, when working capital matters most. Paymos credits your Paymos balance as each booking confirms. There is nothing held back and no release schedule to chase.
Overseas bookers, no cross-currency margin
A card issued abroad carries a cross-border surcharge — Stripe adds 1.5% on an international card, plus 1% when it converts the currency — real cost when the booker is in Berlin and your acquiring is in São Paulo. USDT, USDC, USD1, and DAI hold the same dollar value in any wallet, so a guest in Argentina, Nigeria, or Vietnam pays the sticker price with no conversion spread and no country-mismatch decline. Prefer to settle in gold? XAUT is gold-backed, one token to one troy ounce.
Loyalty and timeshare renewals, no card on file
For repeat bookers — corporate travel desks, timeshare members, loyalty tiers — each cycle issues a renewal invoice the customer pays from their own wallet. Nothing is auto-charged and no card sits on file, so there is no expiry, no 3DS step-up per renewal, and no involuntary churn when a card rotates.
Pick your travel shape
Sub-niches we support today
Every travel model bills differently — a one-shot ticket, a deposit then a balance, a refundable security deposit, a bespoke high-ticket itinerary, a loyalty renewal. Open the one closest to how you sell.
Flight booking
Ticket sales paid straight to your wallet, final the moment the passenger pays.
Hotel booking
Direct room bookings paid straight to your wallet, off the OTA channel.
Vacation rentals
Direct rental bookings with a wallet-held security deposit you release on checkout.
Travel agency
Bespoke itineraries and high-ticket bookings without acquirer reserves.
Visa services
Visa application fees from clients whose cards get declined abroad.
Car rental
Daily rentals with wallet-held security deposits, no international card declines.
Travel insurance
Nomad and trip insurance renewed by invoice, no fixed-fee drag on a small premium.
Tours & experiences
Direct tour bookings paid to your Paymos balance the day the guest books.
What's inside
Everything a travel payment team needs
Booking primitives
- One-shot ticket and accommodation invoices
- Deposit-plus-balance multi-stage flows
- Refundable security-deposit payments
- Loyalty and timeshare renewals as customer-paid invoices
Channel integrations
- PMS and channel managers via the server-side API
- GDS-adjacent flight booking platforms
- Direct booking sites and embedded widgets
- Agency CRMs via Payment Links and webhooks
Supported assets
- USDT, USDC, USD1, DAI, XAUT
- Invoices in 40+ fiat currencies, paid in stablecoin equivalent
- Multiple networks at customer choice
- Customer pays in the asset and chain they already hold
Operations
- HMAC-SHA256 signed booking webhooks
- Idempotent via external_order_id
- Sandbox identical to production
- Refunds governed by your cancellation policy
Other categories
Explore other Paymos solutions
Pricing
1.0% per settled booking. No peak-season surcharge, no reserve to release
Same rate on the $99 short-haul ticket and the $80,000 bespoke cruise — gas covered inside it, charged only when a booking is paid. High-volume operators settle at 0.3% on request. No high-risk markup, no per-jurisdiction acquiring contract.
See pricing