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Pocket what the marketplace skims

Sell your handmade pieces direct, in USDT and USDC. The money credits your Paymos balance instead of a marketplace balance, and once an order clears nobody can reverse it — no transaction cut, no listing renewal, no chargeback on a piece you already mailed.

Pocket what the marketplace skims

The maker's quiet margin leak

Why does a marketplace cost a maker so much?

Four drains on a handmade margin: a stacked cut, forced ad attribution, per-listing churn, and a new-shop hold the day you go direct.

A stacked cut on every sale

A craft marketplace rarely charges one fee. A transaction percentage, payment processing, and per-listing costs stack up to close to a tenth of a sale before ads enter the picture. On a piece carrying real material cost and hours of work, that combined bite lands on your thinnest margin.

Forced ads skim sales you already earned

Cross a sales threshold and the marketplace can enrol your shop in offsite ads, then take a further double-digit cut of any order it attributes to one. The buyer who searched your name and bought anyway still triggers the fee. Sell from your own page and no ad auction runs over your storefront.

One-of-a-kind stock means endless listing churn

Most handmade pieces are unique. Sell one, list the next, pay another listing fee — a steady drip for a maker shipping dozens of pieces a month. A direct payment link carries no per-listing charge: one link, one sale, on to the next piece.

A card processor holds your first months

Leave the marketplace for your own store on a card processor and it often holds back a slice of your first months of revenue while it sizes up a new account. That is working capital you can't touch at the exact moment you're buying materials to grow.

What direct selling looks like

What does selling direct look like on a wallet?

Four things that go right once a maker sells direct and settles in stablecoins.

The marketplace's cut stays with you

Sell from your own page and the slice that fed the marketplace — its transaction fee, processing, listing charges, and ad attribution — stays in your hands. Against a near-tenth platform take, Paymos charges one flat fee on settlement. On a typical order that gap is often the materials for the next piece you make.

No listing fee, no listing churn

Post a piece on your social profile, your fair page, or a simple storefront, then generate a payment link in seconds. Nothing renews and nothing expires while it waits to sell. The link is single-use — when it's paid, the sale is done.

A commission deposit can't be clawed back

A buyer commissions a custom piece and pays a deposit. On cards they could dispute it weeks later — “it wasn't what I expected” — and pull the money back mid-build. On a stablecoin rail the deposit is final once it clears. You can still refund it yourself, but the choice is yours, not a card network's.

A pop-up till in any browser

At a craft fair, market stall, or gallery show, open the Paymos terminal in your phone's browser and the buyer pays from their wallet. No reader to rent, no card-present surcharge, and the funds credit your Paymos balance before they leave the table.

Real maker setups

Which handmade models run cleanly on a wallet?

Four flows makers already run: made-to-order, limited drops, deposit commissions, and fair sales.

Made-to-order pieces

A buyer describes what they want, you quote it and send a payment link, they pay, and you begin. Weeks later you ship — no platform cut skimmed off the top, and no dispute window hanging open the whole time you're at the bench.

Limited-edition drops

A short run announced for a set time. Generate one link per piece, post at the drop, and the first to pay claims it. No per-listing renewal across the run, and each sold piece is final the moment its payment clears.

Deposit-and-balance commissions

A bespoke piece, part paid upfront. Send one link for the deposit, a second on completion. The deposit reaches your balance the same day it clears, so materials get bought without a multi-day hold sitting between you and the start of the work.

Craft-fair pop-up sales

A Saturday market, a table of pieces at different prices. Run each one through the Paymos terminal on your phone — no hardware, no card-present surcharge, and no end-of-day batch to wait out before the money is yours.

Maker questions

Frequently asked questions

Do my social-media buyers hold crypto wallets?
A growing share, and it varies by craft. Makers whose work overlaps with the digital-art crowd tend to see more wallet-holders among their followers; other crafts see fewer. The sensible start is to offer a payment link as a second option beside whatever you use now, then watch what share converts. Don't retire your main channel until the numbers earn it.
How does a refund on a custom commission work?
It's your call. The buyer paid into your balance, so a refund is a transfer you send back from the dashboard, in any amount you decide. Most makers run a “deposit is non-refundable once work begins” clause, and that holds cleanly here — the buyer can't reverse the deposit through a card network behind your back.
Can I keep a marketplace for discovery and add Paymos?
Yes, and many makers run exactly that hybrid at first. Let the marketplace surface new buyers through its search, then point returning buyers to your own store with a packaging insert. A returning buyer then costs you one flat fee instead of the marketplace's stacked cut, while discovery keeps doing its job.
How do I handle sales tax as a small maker?
Most regions only require tax collection above a revenue threshold, so the smallest makers often don't collect at all. Once you cross the line, your accountant or a tax tool files it — Paymos is the rail, not the bookkeeper. Worth planning for: a marketplace often collects and remits tax for you, and going direct means picking that step up yourself.
Can I take stablecoins at a physical craft fair?
Yes. The Paymos terminal runs in any browser, so you open it on your phone, key in the price, and the buyer pays from their wallet with confirmation in seconds. No hardware, no recurring fee, no reader to lose — it works the same for a small ring sale and a larger sculpture.
Which stablecoins and networks do handmade buyers use?
USDT and USDC cover almost every buyer — they're the pairs most wallets already hold. Buyers near the digital-art scene often send USDC on Ethereum or Base; a mainstream craft audience leans toward Base and Polygon, where the network gas a buyer pays stays low. Let the buyer pick the network their wallet is already on at checkout.

Honest disqualifier

When NOT to use Paymos for handmade

A direct stablecoin rail isn't right for every maker. Skip it if any of these fit you.

Your buyers are gift shoppers with a card

Many handmade purchases are gifts from people who have never opened a wallet, and they won't install one for a single ceramic mug. Paymos earns its place with repeat collectors, commission clients, and cross-border buyers. Keep cards and the marketplace checkout for everyone else.

You sell a few pieces a season

At hobby scale the fees you'd save are small in absolute terms, and any new rail costs attention you'd rather spend at the bench. Revisit when commissions and repeat orders turn into steady monthly income — that's when a 1.0% direct rail starts to pay for the setup.

Buyers trust the platform, not you yet

On a marketplace, purchase protection and a review history do the trusting for you. A direct stablecoin sale is final and rests on your name alone. Until your own reputation carries a sale, take direct payments from collectors who already know you, not from strangers.

You need craft income as bank money

Paymos settles in stablecoins to your Paymos balance; it doesn't convert to your local currency or touch a bank account. If materials, rent, and tax all leave a bank balance, the exchange step is yours to run. At small volumes, weigh whether that extra step is worth it for you.

Pricing

1.0% per settled sale. No listing fee, no ad cut

One flat 1.0% on every paid link, terminal sale, or storefront order — nothing renews, and no ad attribution skims a sale you earned. Against a marketplace's near-tenth stacked take, or roughly 3% all-in on cards, far more of each piece stays with you. Makers running meaningful monthly direct sales can ask about 0.3%.

See pricing

Make your first direct sale outside the marketplace